Being a young professional can be tough. This time in your life seems like the best time to try new things, buy nice stuff, and have fun, but you’ll also need to save money. Oftentimes, you may feel torn between enjoying life and being responsible with your finances. But what if choosing wasn’t as hard as you thought, and what if you could do both?
Picture yourself going on a trip without worrying too much about the cost, buying a good gadget without emptying your savings, or eating at a well-reviewed restaurant without stressing over the bill. The good news is that you can enjoy all these things while still being smart with your money—especially if you know how to look out for great deals and use the smartest shopping tricks.
Here are seven of the best deals and promos to help you save money while allowing you to enjoy life at this point in your career:
1) Exclusive Online Discounts
One of the easiest ways to save money is by looking for online discounts. Online stores often have price cuts, free shipping, and cashback rewards, especially during big sales like 10.10, 11.11, and payday sales. You can save even more by stacking promo codes and vouchers where applicable.
If you’re planning to buy something expensive, like a laptop or smartphone, check if you can pay in 0% interest installments. This allows you to split the cost into smaller payments over time without extra charges. Another tip is to sign up for newsletters from your favorite stores. Many brands give exclusive discount codes to subscribers.
2) Cashback and Rebates
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Why pay full price when you can get some of your money back? Take advantage of cashback and rebate programs to get back a small percentage of what you spend. For example, explore a Maya card promo on the Landers Cashback Everywhere Credit Card by Maya, which offers up to 5% cashback on groceries, dining, or other qualified transactions. It may not seem like much at first, but over a year, these savings can add up to thousands of pesos.
3) Bundled Deals and Buy-One-Get-One Promos
Bundled deals help you get more for your money. Many stores give discounts or freebies when you buy products in sets. For example, beauty brands might offer 50% off skincare bundles, and grocery stores often have buy-one-get-one (BOGO) deals on snacks and household essentials.
A useful tip? If you don’t need both items in a BOGO deal, split the cost with a friend. That way, you both save money without overspending.
4) Limited-Time Flash Sales
Timing your purchases can help you save even more. A number of online stores have flash sales that last only a few hours, offering huge discounts on selected items. But these deals sell out fast, so you have to be quick.
To stay updated, follow your favorite brands on social media and turn on notifications. It would also help to follow companies that are known to send flash sale alerts via email or shopping apps. Shopping during these short sales can help you score big discounts on gadgets, fashion, and even travel deals.
5) Exclusive Perks
If you own a credit card, see what perks it offers beyond cashback and points. Lots of brands partner with banks to give cardholders special benefits, like free customization services, early access to sales, and bonus vouchers.
Also, if you love to travel, consider getting a miles-earning credit card. Every time you use it, you earn points that can be converted into discounts or free flights. Some hotels also offer exclusive deals, free breakfast, or room upgrades for certain credit card users.
6) Reward Points
A bank or store may also offer reward points when you use your credit or debit card. You can redeem these points for discounts, free products, or travel perks. For example, some coffee shops give a free drink after you buy a certain number of cups, while some retail stores let you trade points for gift vouchers.
To get the most out of your rewards, use one credit card for most of your purchases and pay your balance in full every month to avoid interest fees. This way, you’ll enjoy the perks without worrying about debt.
7) Freebies
Who doesn’t love free stuff? Look out for promotions where brands give out freebies when you buy certain items. For example, phone brands sometimes give away free earbuds when you buy their latest models. Meanwhile, some restaurants offer free meals or desserts on your birthday. It’s also possible to receive free samples, gifts, or special discounts if you’re a member of a loyalty program. Consider signing up for customer loyalty programs at your favorite restaurants, coffee shops, and online stores and keep abreast of any freebie perks you qualify for.
Spend Smart and Enjoy More
Saving money doesn’t mean you have to stop enjoying life. Smart shopping habits and your initiative to learn about the great deals available to you can help you stretch your budget to accommodate quality products and experiences.
As you’re constantly learning, being a young professional is all about balance: working hard, enjoying life, and making smart financial choices. When it comes to the latter, keep an eye out for discounts, cashback offers, and rewards programs that are worth your hard-earned money.
