SSDI

It stands for Social Security Disability Insurance. It is a federal program in the United States that provides financial assistance to individuals unable to work due to a disability. SSDI is administered by the Social Security Administration (SSA) and is funded through payroll taxes. To qualify for SSDI benefits, individuals must have a disability that prevents them from engaging in substantial gainful activity (SGA). The disability must be expected to last for at least one year or result in death Applicants must have earned enough work credits through their employment history to be eligible for benefits. Once approved for SSDI, recipients receive monthly cash payments to help cover living expenses. The payment amount is based on the individual's average lifetime earnings before becoming disabled. In addition to cash benefits, SSDI recipients may also be eligible for Medicare after a waiting period. It's important to note that SSDI differs from Supplemental Security Income (SSI), another program administered by the SSA. While both programs provide financial assistance to individuals with disabilities, SSI is based on financial need and is available to those with limited income and resources, regardless of their work history.